Legal Question in Civil Litigation in Texas

Re: Sue for an Auto Accident

I would confirm your policy does not provide for rental coverage. I would also confirm you do not have personal injury protection under your policy to atleast pay for up to $2500 of your meds. Check your declaration page. As far as the other driver goes, yes you can file suit against him. You have a two year statute of limitations from the date of the incident. I suggest you send the other guy and the insurance company notice of your intent to file suit. Your ltr to the individual should advise him to send a copy to his insurance company. His failure to cooperate with his insurance company may result in him not being covered and then you, unfortunately, losing the money pockets. Hopefully, a ltr advising him of your intent to sue may prompt him to cooperate with his insurance company to avoid be personally liable (assuming he has any money to be concerned about losing). It goes without saying that I would suggest you seek counsel from a professional and continue to follow all of your doctors' orders.