Legal Question in Civil Litigation in Texas

vehicle that was repoad.

I bought a truck with my ex-boyfriend I traided in my car for the truck. Well we split in Jan 06 and he took the truck because I could not afford it on my own. I bought a nother vehicle that I could afford. The agreement was he would pay on the truck and I would pay on my car. Well they picked up the truck and now I have this on my credit. What wrights do I have to make him responcable for this matter. I am not just out money on this vehicle I now have bad credit. I have never been late on my car note. I need to know my legal rights to make him pay. I was the co buyer he was the buyer. Both of us have are names on the truck. He couldn't get it in just his name and I didn't have enough credit to just get it in my name. could you please help lead me in the direction I need to go to get this matter taken care of. thanks Amanda


Asked on 8/16/06, 12:09 pm

1 Answer from Attorneys
James Grissom Law Office of James P. Grissom

Re: vehicle that was repoad.

I don't know what agreement you had to get him to pay the truck. I'm going to guess it wasn't a written agreement. The creditor is going to hold you responsible for the balance of the debt plus any collection, repossession expenses and expenses of re-sale. You will have to sue your boyfriend as a co-buyer on the note to recover your damages. Since he didn't pay the note, I don't know how he is going to pay your judgment. The only choice you have to remove this from your credit is to pay the amount of the debt. You might be able to negotiate an amount which would remove it from your credit. Be prepared to pay 70%-90% of the debt.

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Answered on 8/16/06, 12:25 pm


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