Legal Question in Insurance Law in Texas

I was in a 3 car accident back in June of this yr. I had a difficult time dealing with(person who was at fault) other insurance company. It took them 2 months to settle the claim for my car. Oh, and my car was completely totaled by the way. The Girl(person at fault) only had liability. Now I only had liability and I know that having that they always no matter what have to at least pay for the medical bill from the hospital. I had 3 fractured ribs, a bad concussion, and a fractured collar bone. I missed a good amount of work and I was without a vehicle for 2 months. So now 5 months later I get a call and email saying that they want to make me an offer, I thought that everything was said and done. I did not know there was more to this case, probably because they would never answer any of my question and there were always quick to assume that I had lawyer. So when I spoke with the claims adjuster of the phone she said that they were willing to pay the hospital bill because they had got the hospital to reduce the price. But I had to act quickly and sign all the legal documents and have them notorized. So they got the hospital bill down to $12,655.00 and they wanted to pay me $1000.00 for my pain and suffering($1000.00????WTF???). So the legal documents she sent me state that they are paying the $13,655.00 to me and it has my full name. It does not anywhere in the form state that $12,655.00 is going to the hospital bill and only $1000.00 is coming to me. She also stated in the voice message that if I do not hurry up and sign that they will not be able to pay the hospital bill. Don't they have to, Isn't that why we get liability? I am angry and confused and just need some answers to help me. Thanks for listening. -Confused Girl-

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