Legal Question in Insurance Law in Texas

AD&D claim denied: Drunk

Son died in a one car accident. He was legally drunk. Met Life denied his AD&D life insurance.

Is this correct?


Asked on 4/11/05, 3:34 pm

1 Answer from Attorneys
William Featherston Grissom, Richards & Featherston

Re: AD&D claim denied: Drunk

i am sorry to hear about your loss.

the answer to your question depends on what the ADD policy says. if the contract provides that coverage is excluded when death occurs while intoxicated they can lawfully deny payment of the benefits.

you should probably have someone review the policy. hope this helps, bill featherston

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Answered on 4/11/05, 5:49 pm


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