Legal Question in Insurance Law in Texas

Auto Accident Liability

I am the lein holder on an auto I bought for my son. My son has the auto insured in his name only. He let a friend drive the auto and the friend caused an accident. I did not have the auto listed on my insurance policy - am I liable? If my son's insurance does not pay, could they sue me because I signed for the car? The person driving the car has no car and no insurance, but he did have my son's permission to borrow the car. Do we need to seek an attorney?


Asked on 8/06/04, 10:54 pm

1 Answer from Attorneys
William Featherston Grissom, Richards & Featherston

Re: Auto Accident Liability

in my opinion the fact that you are the "lien holder" and not an owner in the vehicle you cannot be held liable for the negligence of your son's friend. if your son gave permission for his friend to drive the car, your son's insurance should cover the resulting claim. at this point i would not incur the expense of an attorney. if the facts change please submit another question. bill featherston

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Answered on 8/08/04, 8:01 pm


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