Legal Question in Insurance Law in Texas

Car Accident

I was recently in a car accident. I entered an intersection where I had a green light. I was broadsided by another man. My car was totaled and I have some medical bills. One witness came forward who was going the opposite way of the other man had a red light. The man claims his light was green. We have the same insurance and filed on his policy. The insurance agent told me that he was unable to determine fault and then sent me a letter stating, ''After considering all of the facts given, the legal liability in this accident does not rest with our insured [the man]. We have determined that your failure to yield right of way at a traffic light caused this loss.'' I have placed an ad in the paper looking for witnesses and no one has responded. I am concerned that the insurance agent is telling me that no fault was determined and then writing letters that go in my file saying the accident was a result of my failure. I KNOW I had a green light and the only way he could have had a green light would have been if a car going his was turning left and there was not a third car in the intersection. What should I do?


Asked on 11/14/06, 4:19 pm

1 Answer from Attorneys
James Grissom Law Office of James P. Grissom

Re: Car Accident

What you "know" is of little consequence to the insurance adjuster. He/she has some basis whether it's 100% or not to deny your claim. You might try to get a lawyer to take your case. Some do, some don't. It's going to be your word against the adverse driver and the witness - that's a big obstacle - in spite of what you know.

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Answered on 11/14/06, 4:32 pm


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