Legal Question in Insurance Law in Texas
Car pulled out infront of me while I was riding motorcycle
Woman with no drivers license in a 2007 Chrysler 300 pulled out infront of me while I was riding my motorcycle. I had the right of way and she admitted fault. She gave the officer an insurance card that showed it was vaid, but i called and found out she droped coverage back in Jan. It is her husbands car and to my knowledge he doesnt have insurance either. The car is financed through Capital One Auto Finance. What are my options here? I talked to a lawyer and he told me that finance companies normally have insurance that covers their cars if the driver lets theirs lapse. Is this true? How would I go about finding out this information? My bike is really messed up and my neck has been stiff for a week now. Really need some help. Thanks.
1 Answer from Attorneys
Re: Car pulled out infront of me while I was riding motorcycle
The finance co.'s insurance usually only covers the price of their loan - not your injuries. Maybe if you sued them, they would come up with some insurance. Good Luck.
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