Legal Question in Insurance Law in Texas

Car totaled; driving without insurance

I got into an accident with my rental car and I didn't opt for any insurance offered by the rental company. My insurance policy for my personal car doesn't have collision coverage. I wasn't driving under influence of any sort of alcohol etc.. my car just hydroplaned and did not get a ticket.

Question: Am I liable for all car expenses? It was a brand new ford.

I just started working - was a student until a few months ago and do not have any money to pay. I am in deep trouble. Any pointers would be appreciated.


Asked on 5/15/06, 7:52 pm

1 Answer from Attorneys

James Grissom Law Office of James P. Grissom

Re: Car totaled; driving without insurance

Of course, your liable. No insurance, no coverage means you pay out of your pocket.

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Answered on 5/16/06, 9:24 am


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