Legal Question in Insurance Law in Texas

Declining Rental car insurance

Am i responsible to a rental car company for loss of use and administrative fees after the car was damaged, and my insurance company paid for all the repairs except fees and loss of use. My insurance says to not pay it,but the rental car company keeps sending threatening letters.


Asked on 11/21/08, 11:58 am

1 Answer from Attorneys

Re: Declining Rental car insurance

If the insurance company ultimately fails to pay it, you are responsible. You may then, in turn, have a cause of action against the intsurance company. What you need to do:

1. Have the insurance company confirm IN WRITING that they are going to pay the rental car company.

2. Schedule a conference call between the insurance adjuster and the representative of the rental agency. Confirm the schduled call IN WRITING.

3. Confirm the contents of the call with both companies, via certified mail, RRR.

Basically, you need to document EVERYTHING that happens, as you will be left holding the bag for the rental fees if you don't.

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Answered on 11/21/08, 12:32 pm


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