Legal Question in Insurance Law in Texas
My health insurance provider paid a claim for services that were rendered TWO MONTHS post coverage. This bill had been sent inadvertently by the provider and the provider was paid. The insurance company has since placed the bill in collections against ME. Is this legal? The company is in CA and I am located in TX, if that makes a difference. Shouldn't they be seeking repayment from the provider and not me? How can they turn me into collection when they never rendered services? This seems so wrong to me.
1 Answer from Attorneys
I agree, but you must send fair debt collection act letter demanding a number of actions. Google the act and put list of demands in letter. At end of letter demand they try to collect from Doctor. They probably are. Send copy of your letter to Doctor And check credit report. Send copy to CB if reported to them demanding they take off report.
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