Legal Question in Insurance Law in Texas

how long must you take longterm disability , out of payroll at work to use after

I worked for company. Started taking short term, long term insurance out of check in 11/02. Went on short term in 2/03. After three mounths i still unable to work , ask to go to long term in4/03 it was denied , said i hav'nt been on it long enough? Started11/02 ask for it in 4/03 they keep taking out till 7/03 than terminated me. Why couldnt i go to long term?


Asked on 12/02/03, 10:08 am

1 Answer from Attorneys
Dan Street Street Law Firm

Re: how long must you take longterm disability , out of payroll at work to use a

"Short-term" and "long-term" disability are merely components of an insurance contract. Your company's contract may differ from another company next door. Normally, "short-term" disability is defined as disability that lasts for 90 days or less, and "long-term" disability is for more than 90 days. However, these terms are totally dependent on the language of your company's policy. You should check with your company's benefits administrator for the exact provisions of your benefits package.

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Answered on 12/02/03, 4:35 pm


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