Legal Question in Insurance Law in Texas

low-balled

I was involved in an auto accident almost 4 months ago at the fault of the other driver. I was uninsured. They totalled my car. So after their offer of $666, which i refused, I had no response for 3 months,to find out later my adjuster quit and I was never reassigned another adjuster. I have refused their hillarious offer several times and yesterday, I recieved a check in the mail for $666 from the insurance company. I realize I have the right to sue the lady who hit me but are there any other options? I need another car and what they're offering won't buy one nor will it fix the car she wrecked.


Asked on 2/22/06, 5:28 pm

1 Answer from Attorneys
Dan Street Street Law Firm

Re: low-balled

Unfortunately, when an insurance company "low-balls" you (which they will usually do), you have only two options: accept the low offer or hire a lawyer and file suit against the other driver. Admittedly, each option has its shortcomings. And if you have no bodily injuries and/or your property damage is below $1000.00, the likelihood of finding a lawyer to accept your case is low. (

After all, attorneys have to make a living, too, and they sure can't do it handling $666.00 cases.) The insurance companies KNOW this, which is one of the main reasons why they "low-ball" you in the first place: they can get away with it.

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Answered on 2/22/06, 8:41 pm


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