Legal Question in Insurance Law in Texas

Re: Need medical bill from auto accident paid.

This ad litem has his/her head pointed in the wrong direction. Of course, the ins. settlement pays for meds first; then any excess could go to the future. I guess you don't have a lawyer. In that case you will have to express yourself before the judge when this case goes to court stating what you said here -that the ins. proceeds should pay the meds first.

Re: Need medical bill from auto accident paid.

It is true that, under Texas law, money paid on behalf of a minor is put into the "registry of the court" in an interest-bearing account until the minor turns 18. The courts will rarely, if ever, give the money to the parents, even if they fully intend in good faith to use it for the benefit of their child. However, almost any judge will allow the parents to be reimbursed for medical bills and documented out-of-pocket expenses incurred due to the accident (although the judge does have discretion to rule that the medical bills are the responsibility of the parents just because she's your daughter). Be prepared at the "minor prove-up" hearing to document all of your out-of-pocket expenses, plus the unpaid medical, and there is a very good chance that the judge will disburse these amounts to you before investing the balance for your daughter. Good luck to you and your family.