Legal Question in Insurance Law in Texas

My son borrowed my car. While on his way to work he ran a red light and caused an accident. I was insured and no one was hurt. My insurance paid the claims (multi vehicle) but I think my policy maxed out. I am now receiving threatening letters from one of the insurance companies threatening to sue me for $6000.

My son called today and said he is receiving the same threatening letters.

This doesn�t seem right. What if this was a 20 car pileup in the fog. Would I be sued for $200,000?

Should I pay?

Thanks,

Wes


Asked on 11/05/10, 5:59 pm

1 Answer from Attorneys

Robert Stephens Stephens & Stephens

He may be liable, but you are probably not. Short answer is there is not enough money involved for them to sue you , probably.

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Answered on 11/12/10, 6:53 am


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