Legal Question in Personal Injury in Texas

Re: Dog Bite

i can understand your concern but i do not think you should be unduly worried. first of all, if you have homeowners insurance, report the matter to them asap. they will handle any communication and negotiation that they deem appropriate. you are then removed from this matter at least until and unless a lawsuit happens to get filed against you. (even if a lawsuit is filed, you will turn this over to your homeowners insurer and they will defend you).

if you do not have homeowners insurance, i would advise the attorney for the child of this fact and this should end the matter. i have doubts that they will pursue this if you are indeed uninsured. if they do not drop this matter and you are uninsured, you are really not in a position to stop them from pursuing legal action. but, as you have described, it does not appear that you would be at risk that they could collect any judgment that they might be awarded. they cannot garnish wages in texas nor are your hard assets at risk. i hope this helps.

bill featherston

Re: Dog Bite

The attorney from whom you received the letter is seeking to file a claim on your homeowner's insurance policy. If you have such a policy, you should turn the letter over to your insurance company and they will handle it. You must report the claim promptly to your insurance company or you may be inadvertently providing your insurance company with a defense that will allow them to get out of paying. If you do not have homeowner's insurance, it is very unlikely the attorney will sue you personally. I would write a letter to the attorney and tell him/her that you have no insurance. If that is a true statement, that, in all likelihood, will close the case.