Legal Question in Personal Injury in Texas
Lop
What exactly is a lop and how does it work
3 Answers from Attorneys
Re: Lop
An "LOP" (Letter of Protection) is a letter sent by an attorney to a doctor or other medical provider, promising that if the doctor will provide care for the attorney's client without demanding payment up front, then the lawyer will see to it that the doctor's bills are paid out of the proceeds of any settlment obtained. An LOP is NOT a guarantee of payment. If there is no recovery, there is no obligation for the attorney to pay. However, this does not relieve the client from the responsibility to pay the bill. (Some attorneys have excellent working relationships with several doctors and are, on occasion, able to pursuade the doctor to waive the bill if there was no recovery. For this and other sensible reasons, you should always hire an attorney with many years of experience AND who enjoys a reputation for honesty and high ethics in the community. These attorneys--though rare--are more likely to have the respect of the doctors they work with and be able to "call in favors" from those doctors when the situation warrants.
Re: Lop
LOP...Letters of Protection which some few medical providers accept from attorneys to provide medical treatment to patients injured in accidents caused by the fault of others who have insurance or assets to pay for medical treatment..Doctors are paid when the case is settled as a usual rule...Some Health insurers try to avoid payment of medical treatment in auto accidents but they rarely try to collect from the party at fault..we insist health insurance pay and if case is won, they get paid after all other bills are paid.
Re: Lop
Generally, it is a guarantee by a lawyer to pay a medical provider out of the client's share of the settlement proceeds. If a patient cannot pay up front, it provides a way for the patient to get the necessary and reasonable medical treatment for his or her injuries.