Legal Question in Real Estate Law in Texas

Is a credit card company allowed to place a lien on my home for nonpayment?


Asked on 1/25/10, 3:10 pm

2 Answers from Attorneys
Ken Gober (Austin TX) Lee, Gober & Reyna

Assuming that your credit card is an unsecured loan and you have not signed an agreement with the credit card company allowing for a lien on your house, then the only way the credit card company should be able to file a lien on your home would be if the credit card company has gotten a judgment against you.

You should consult with an attorney for a more in-depth analysis to your situation.

Good Luck!

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Answered on 1/30/10, 8:33 pm
Cheryl Rivera Smith The Smith Law Firm

No. They can get a judgment against YOU, but, by law, it will not attach to your homestead.

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Answered on 2/01/10, 4:07 am


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