Legal Question in Real Estate Law in Texas

What is the difference between General Warranty, Special Warranty, and Quit Claim Deed? I am a a co-owner with my Mom and Dad in our current house. I make mortgage payment which I still wants to make but I don't want to do anything with the property. I want them to have complelete ownership of the house including property tax. Once they have the full ownership of the house the property tax will be reduced because they are senior citizens. It will be half for my part when I give them my share of the owerner ship. I will only make mortgage payment. Will quite claim deed be sufficent?


Asked on 3/15/10, 10:35 am

1 Answer from Attorneys
Cheryl Rivera Smith The Smith Law Firm

Quit claim deeds do not convey insurable title in Texas and should never be used in this state. A grantor in a General Warranty Deed warrants complete title to the property, and a Special Warranty Deed warrants title during the grantor's ownership only. If you are the grantor, the Special Warranty Deed is preferable and if you are the grantee, the General Warranty Deed is preferable.

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Answered on 3/21/10, 8:36 am


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