Legal Question in Real Estate Law in Texas

My mother bought a house 2 years ago. She wanted to make sure that if she died the house would go to me. The title company said that I needed to sign the deed of trust and I did. I am not on the warranty deed or the note. My mother and I no longer speak, when this happened I tried to get my name off the paperwork but was told that if I did that the bank would call in the loan, so we left it. My mother is now having her house foreclosed upon her. How does this affect me since my name is on that deed of trust.?


Asked on 4/20/10, 8:39 am

1 Answer from Attorneys

Mark Dunn Mark D. Dunn

You shouldn't be affected at all, unless someone reports you (erroneously) to the credit bureaus simply because your name shows up somewhere.

If you didn't sign the note, you aren't liable for the debt.

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Answered on 4/25/10, 9:39 am


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