Legal Question in Real Estate Law in Texas

realestate law

I was sold a house that was supp0se to be free and clear. When it was time for me to purchase insurance again, i could not find a company that would insure my home that i purchase a year ago, because all the other insurance companies said that it was a $190,000.00 claim on my home. I found out that the claim was put on the home before i purchased it. The title company did not disclose this information to me. So the lien holder told me that i could not stay in the home without insurance on it. No insurance company will insure it. Sold i lost the home. Is this the title company's fault?


Asked on 1/16/07, 11:23 am

2 Answers from Attorneys
Cheryl Rivera Smith The Smith Law Firm

Re: realestate law

You probably have a title claim. Check the jacket of your title policy for proceedures on making a claim.

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Answered on 1/16/07, 11:55 am
Joseph A. McDermott, III Attorney at Law

Re: realestate law

If the title commitment and policy do not mention this lien, you have a claim against the title company. If the seller did not disclsoe the lien, you have a claim against the seller.

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Answered on 1/16/07, 11:58 am


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