Legal Question in Traffic Law in Texas

Re: Fender Bender's Options

I understand at the outset that my answer is not the one you're looking to hear, but I do not find what you're sharing about the police officer and other driver to be significant. The police officer does not have to issue a citation to the other driver. Even if he did, your citation was still properly issued. I also do not find important the fact that the other driver was on their cell phone. You are required to maintain a safe driving distance between yourself and vehicles in front of you. The fact that you rear-ended someone else demonstrates that you were not doing that. Any number of circumstances may cause a driver to brake suddenly and you must have a safe distance in preparation for that. If your insurance is truly valid and complies with Texas law, you need to properly demonstrate that to the court clerk to avoid a fine. You also should report the accident to your insurance company as soon as possible. Be thankful that nobody was seriously injured.