Legal Question in Traffic Law in Texas

Traffic law question

I received a letter from an insurance company to tell me that my car involved in a hit and run in a parking lot. I called the ins. co. and told them that they must have a wrong vehicle because I was not involved in any accident. Now the ins. co. sent the case to the collection agency (afni) the agency wrote me a letter to pay the damage. The ins. co. even suggested in one of their correspondence that they will suspend my license and garnish my wages. Is it possible that an ins. co. have me go through all this legal consequences because some one makes a mistake in writing the correct tag number? What are my options please? Thank you very much.


Asked on 2/12/07, 2:21 pm

1 Answer from Attorneys
Lewis Palomino Law Office of Lewis Palomino

Re: Traffic law question

Colletion agencies have no authority to suspend your license or garnish your wages. They would have to prevail in a law suit to collect damages from you. License suspensions only come about as a result of an administrative action by the Department of Public Safety. It sounds like the collection agency is trying to intimidate you into paying money you do not owe. There are federal and state fair credit and collection statutes that protect consumers from such tactics. Don't fall for it. Have an attorney review the facts of the case. You may have a case against collection agency. Hang in there!

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Answered on 2/12/07, 4:06 pm


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