Legal Question in Wills and Trusts in Texas

Wills and probate

My husband died in 2/2005 he had a will but I didnt file probate. We have a home which is in both names and he had an IRA which I was named the beneficiary. I now want to take out an equity loan and the title company wants a copy of the will or the probate which I do not have either one. What have I done wrong if anything? How do I get a copy of the will and do I still have to contact some one for probate?


Asked on 11/18/07, 12:49 pm

3 Answers from Attorneys

James Grissom Law Office of James P. Grissom

Re: Wills and probate

You say he had a will. Why do you need a copy? A probate action is required to remove his name from the title so you can get your home equity loan. The only thing you did wrong (and you're not the first one) was to fail to probate the will. If you have the will, have it probated as a muniment of title. If you don't know how to do this, hire a lawyer. It's not that expensive if you want your home equity loan.

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Answered on 11/18/07, 1:56 pm

Re: Wills and probate

Do you have the original will? If so, you can file a summary probate action called a muniment of title. This is a quick probate action that tells a court that your husband has died, the will is valid, there are no estate debts (aside from the homestead) and there is no need to do anything other than put the house in your name. This is an inexpensive option. Please feel free to call or email if you wish to discuss this further.

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Answered on 11/18/07, 4:16 pm
Cheryl Rivera Smith The Smith Law Firm

Re: Wills and probate

Sometimes it is not necessary to probate. If this is the case, an affidavit of heirship may be sufficient. Check with your title company and check with its competition.

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Answered on 11/19/07, 8:56 am


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