Legal Question in Workers Comp in Texas
I tripped and fell tearing my rotator cuff at work. Diagnosis was Full-thckness tearing and possible bisep tendon dislocation from joint. I am using my group insurance for treatment. Surgery is needed. My employer wants me to use my group insurance. Can I later file workers compensation for a settlement if needed?
2 Answers from Attorneys
No, you have to report it and the employer has to set up a worker's comp file. It doesn't matter if you have group insurance. You may have a third party claim depending on what happened.
I agree with first lawyer. If your employer does not have workers compensation and is a non-subscriber, then call a lawyer ASAP.
There may be no workers compensation insurance and that is why your employer wants you to put on your health insurance.
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