Legal Question in Credit and Debt Law in United Kingdom
Rights to return of debt
I lent my ex �1600 when we were together to consolodate her debts, the debts her ex left her with i might add. We split about 4 months ago and she is now back with the old ex and droped her payments she has been paying me right down to �5 a week from �20 and says im lucky to be getting that as she is broke, but has been seen out drinking. Now i have not got anything signed by her but what i do have is the bank transfers named appropriately of the money and an account setup for the replayments named appropriately to which she was transfering money. Also about 20 people know i lent her the money and what it was for. Do i have any rights or power in this situation if she decideded she wasnt paying me
1 Answer from Attorneys
Re: Rights to return of debt
I do not believe that any court would have difficulty in accepting that you lent this money and in the circumstances the fact that you have no written acknowledgement will not affect your claim.
It is quite clear that if you wish to recover the money you loaned it will be necessary for you to bring proceedings in your local county court and obtain an order that your ex-partner repay the money she borrowed.
The legal zone website contains a precedent and all the information you need to commence an action for the recovery of a debt.
Andrew Dutton
www.legal-zone.co.uk