Legal Question in Insurance Law in United Kingdom
Flood damage
A friend asked my son who is a plumber by trade
to remove a radiator from the bedroom whilst they
decorated.
He said he would do it as a favour and for a friend.
He completed the job on the Friday and everything
was ok. They went away on the Saturday. The
friends dad called round on the Sat and everything
was ok, but when they returned after the weekend
the radiator cap had burst. Now it is not clear
wether the dad had fiddled with the cap or what.
Anyway they are claiming for a new kitchen, floor
and ceiling and a complete fitted kitchen. The
insurance company are saying my son is liable
for �20,000. As he did not charge them for the job
and was just doing it as a friend is he liable?
1 Answer from Attorneys
Re: Flood damage
In tort, yes he is unless the other person's actions were the cause of the flood.
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