Legal Question in Bankruptcy in United States

A chapter 7 will discharge such a secured debt and render you free of personal liability. Yet, the lien will remain on the property, and will have to be paid off prior to the home's sale. In addition, a lienholder may foreclose if their debt is not paid.

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In addition to what Mr. Abrams said, I am rather surpised you asked here.

Such issues are ones that your bankruptcy attorney would routinely have discussed with you, and your fees paid to him include such advice. Is there a reason you did not ask your lawyer?