Legal Question in Banking Law in Utah
Four year old bad check
On 11/17/05 a law office called & told me that I have a bounced check & they need to collect about $750 from me. The check was written on 8/29/01 for $209 to a bookstore & the remaining $500 is for legal fees. They say that in 2001/2002 they sent letters, made phone calls and reported it to the credit agencies.
My bank did find that I did have a bounced check around that time. I guess I just never noticed it. I never recieved notice about it in the mail (I did move around that time but all of my mail forwarded. And are they supposed to send a notice by certified mail?) or a phone call, and it has never appeared on my credit.
I have asked this law office to send me a copy of the check but they refuse to do so unless I show that I am willing to make a payment.
My question is what is my responsibility? I know I should pay the original amount of the check & some fees. But paying an extra $500 to $600 seems high to me. Am I responsible for the legal fees & everything too? Especially when this was over four years ago & I've never heard anything about it. I was also wondering if there is a statute of limitations on bad checks in Utah? Any help or advice you can give me would be appreciated. Thank you
1 Answer from Attorneys
Re: Four year old bad check
Was check written and issued in UT?
I need to see all communications from the law firm. They may be in violation of the Federal Fair Debt Collection Practices Act.
Call or e-mail for further assistance.
Related Questions & Answers
-
Check Cashed for Wrong Amount I went to a payday loan/check cashing company and they... Asked 12/09/05, 8:48 pm in United States Utah Banking Law
-
Morgage Revocation after Fire My brothers house was completely destroyed by fire... Asked 9/29/05, 9:32 pm in United States Utah Banking Law
-
Account closures I had a joint acct. , my partner went and closed the account... Asked 6/27/05, 10:01 am in United States Utah Banking Law
-
Title to Vehicales I had a car loan thur a bank, and after 3 years they sent me the... Asked 3/02/04, 11:56 pm in United States Utah Banking Law
-
Using another company's merchant account My partners and I are starting a business... Asked 11/28/03, 7:11 pm in United States Utah Banking Law