Legal Question in Credit and Debt Law in Utah

Bank collection after 6 1/2 years?

I had a savings/checking account that was closed by the bank Aug 2001 with a balance owed. The weekend of January 25th 2008 I recieved a letter from a collection agency for the balance owed on the account. In the 6 & 1/2 years I never received a notice from the bank. Do I have any rights under the 4 years of statute to limitations on this? Any suggestions?


Asked on 2/05/08, 2:37 pm

1 Answer from Attorneys

Alvin Lundgren Alvin R. Lundgren, L.C.

Re: Bank collection after 6 1/2 years?

Very few defenses - you may want to assert laches.

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Answered on 2/06/08, 9:31 pm


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