Legal Question in Credit and Debt Law in Utah

consumers right to reverse decision about purchase
After attending a free seminar about starting a home business in real estate, I was contacted by phone some two months later. I had not signed on at the seminar but did agree at home by phone. After thinking the matter over I called back the next day and cancelled the deal.I had authorised the seller to bill my credit card for the fee, $6350. The business package had already been shipped so I returned it without opening it. Five weeks later and I still have the charge billed against my account. My question is, how long can they keep the funds, can I pass the interest charges incured on to them and is there any legal recourse I can take to clear up my credit card? Thank you for any information.

Asked on 1/10/99, 12:21 am

JAY Nixon nixon law offices

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Re:consumer rights-reverse purchases

You must notify your credit card company in writing

of the dispute as soon as possible. They can frequently

mediate a resolution for you. There is normally a

sixty day time limit to do this.

Jay K. Nixon

Harvey,Nixon & Fisher

P.O.B. 1555, 333 Main St

Answered on 1/26/99, 7:17 am

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