Legal Question in Credit and Debt Law in Utah

What can a creditor take from me on a judgment?

I am unable to pay a judgment against me and my husband. The creditor has summoned my father to court to show his books (he owns his own business) because they believe we are employed by him and are lying about it. I am not worried about that because I know we are not employed by my father but my question is when they figure out that we have no income right now what can they do? Where can I find out what they can take in the state of utah and when they do take this stuff do they have to leave us alone. We can't file bankruptcy until 2004 and I am getting really stressed out with them calling me harassing me. They keep saying we are lying and we aren't. Help I am feeling crazy is there any thing I can do or should I just sit back relax and let them come into my home?


Asked on 11/17/02, 2:15 pm

1 Answer from Attorneys
Alvin Lundgren Alvin R. Lundgren, L.C.

Re: What can a creditor take from me on a judgment?

You can get information about exemptions at Title 78 Chapter 23 -- Utah Exemptions Act. There are several sections, so read all carefully. If you have property or wages in excess of the exemptions, such property can be attached or sold to pay the debt. You should always have notice of the garnishment procedures, or attachment procedures - and you can ask for a hearing to determine whether the property is exempt or whether the money sought to be garnished is reasonable.

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Answered on 11/18/02, 9:31 pm


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