Legal Question in Credit and Debt Law in Utah
Debt aquired during marriage
In a divorce settlement my exwife was given the house, furniture,and a car. She was ordered to pay the remaining balance on these items. She has failed to do so and the car and house have been repossessed and she is has filed bankruptcy. The bank is now coming after me to pay the balance of the car. My credit has been destroyed. I need to know what I can do to regain my good credit and what my responsibilities are regarding her failure to comply with the divorce decree?
1 Answer from Attorneys
Re: Debt aquired during marriage
Your ex is required to indemnify you from her failure to make payments, even in bankruptcy. Although she is no longer personally liable for the debts, she has to pay any joint debt for which she was responsible in the divorce. The creditors can collect from you, and you in turn can collect from your ex. To save your credit pay the debts as best you can, until you can get the money from the ex. You should also file a statement with the credit bureaus explaining the problem.