Legal Question in Credit and Debt Law in Utah

Re: income

Disposable income - although sounding relatively simple - has different meanings depending on the context. In its most simple useage it refers to the amount of a persons salary or wages that are left over after deduction for required living expenses, including rent (house payment), utilities, and food. It can also include amounts for clothing, cleaning, insurance, medical needs and other similar items. It may also include car payments, maintenance and insurance.

In some settings, disposable income is defined by law, such as in bankruptcy. There the courts actually refer to government determined amounts which are allowable for rent depending on the area in which you live (i.e. it costs more to rent in New York City than in Ogden).

If you are inquiring for a specific area, such as bankruptcy, consult with an attorney or the court to see if they have some guidelines.