Legal Question in Credit and Debt Law in Utah

Judgement

In February we were served judgment papers for a debt to a bank that was incurred in June of 2007. One of the bank's employees told us that it would be charged off and we would not have to worry about it. A collection agency sent us a couple of letters back in 07 but then never contacted us again. Is it legal for them to not contact us before filing a legal judgment? Also, we responded to the court saying that we were unaware and then the collection agency's attorney mailed another letter stating that we did not respond and asked the court to go ahead with the judgment. The court clerk told me I have 10 days to respond again. Is it even worth my time to continue responding. Do I need to have an attorney file the papers so rather than being a letter they are in legal form?


Asked on 4/02/09, 11:53 pm

1 Answer from Attorneys
Alvin Lundgren Alvin R. Lundgren, L.C.

Re: Judgement

You need to answer or default judgment will be issued against you. You might call the attorney and offer to make payments if they promise to not enter judgment.

They are not required to give you advance notice prior to serving you.

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Answered on 4/03/09, 12:22 am


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