Legal Question in Insurance Law in Utah

Insurance issue

My husband has a life insurance policy. After his parents found out we were married they used coursion to force him to name his mother as a beneficiary. They have no relationship. They helped him purchase a car when he was a teenager and they took his car to insure that they had something that he needed to force him to sign the forms. I was told by a law enforcement officer that he can cancel the policy. His parents and the insurance agent told him he could not. Who is right? My husband told the insurance agent that he was being forced to sign, he showed no concern. Is this legal? It seems very illegal to me. What do you thing would be the best course of action?


Asked on 5/01/07, 4:37 pm

2 Answers from Attorneys
Steven Murray Steven W. Murray, APC

Re: Insurance issue

He can cancel it if he owns it. The agent does not want it cancelled because he makes money on its sale and renewal each year. And he is probably the parents' agent.

But your real problem is your relationship. You may want to consider seeing a family law attorney since your husband seems to be more married to his mother than to you. The problems will grow, not go away.

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Answered on 5/01/07, 5:27 pm
Regina Mullen Legal Data Services, PLC

Re: Insurance issue

No one is forcing your husband to do anything he doesn't want to do. Your issue is not the family,--it's him.

Obviously the parents have serious control over him, and since you two got married in secret, the chickens are coming home to roost.

You need to get some legal/family/church counseling, particularly if your husband is ...er...easily suggestible... but more than that, you need to get control of your marriage. It doesn't sound like he has cut the parental strings yet, and that suggests maybe he's not really ready to be married.

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Answered on 5/01/07, 8:57 pm


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