Legal Question in Real Estate Law in Utah

About 4 months ago, the residence I was living at was broken into and my purse among other items were stolen. In my purse was my car keys, so I had to call a locks smith to come out, make new keys, etc. I checked with my insurance company and they said it would be covered so I went ahead and had the lockssmoth come out. My roommates boyfriend- Brent- offered to put the charges on his brothers company credit card, and we agreed that when the insurance company reimbursed for the charge it would go to him. When the claim was filed they advised me that the deductible was 500, and the amount for the locks smith was only 398.00. The home owner decided to file a home owners insurance claim that included my items. I never got a straight answer from the home owner regarding whether or not the claim was accepted. I recieved a text from Brent about a week ago that said if he didn't review the amount of 398.00 by the next week, he would be filing a civil case against me. So the question I have is am I liable to pay this amount, or is the home owners insurance? Also, will this hold up in court, where I made no agreemt to pay him back out of pocket? And do I need a lawyer?

Asked on 7/25/12, 7:32 pm

Alvin Lundgren Alvin R. Lundgren, L.C.

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You ordered new locks. You are responsible. If the insurance company reimburses you then you break even. Pay the credit card bill.

Answered on 7/26/12, 7:06 am

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