Legal Question in Bankruptcy in Vermont

Filed 4-5 years ago; debts discharged. Disabled; can I file again.

I filed for Chapter 7 bankruptcy, I believe in 1999, in the State of Oregon. My debts were all discharged. At the time, I was unemployed.

Currently, I am on disability for depression and anxiety.

Do I have to wait 6 years to file a Chapter 7 again? I can no longer afford to pay my debts on my limited income. I have tried to work over and over again, but it doesn't ever work out.


Asked on 1/29/03, 8:31 am

1 Answer from Attorneys
Andrew Nichols Law Office of Andrew B. Nichols

Re: Filed 4-5 years ago; debts discharged. Disabled; can I file again.

You would have to wait for the six year period to expire before you could file under chapter 7. However, a good attorney can use strategy to file for you under chapter 13. You would have to repay a portion of your debts and you would have to be in chapter 13 for a minimum of 3 years. Please feel free to call me personally to discuss your situation in more detail. ph. (800) 303-0720

Read more
Answered on 1/29/03, 9:37 am


Related Questions & Answers

More Bankruptcy Law questions and answers in Vermont