Legal Question in Insurance Law in Vermont

Re: auto accident/victims rights

Yes, you might be entitled to compensation yourself for the trauma you suffered as a first responder parent, and $300 could be high or low depending upon the facts of the case.

If nothing else, you might argue the theory that you saved the insurer money by comforting the sick and reducing their fear and suffering, not to mention your own trauma.

The best course is to spend an hour with an attorney talking over your options. Since the insurer has already offered $300, it's worth something to talk to one of the better PI trial lawyers in your area about it.

Why one of the better PI trial lawyers? Because that person will have a very good idea in a short period of time about what a case is worth.

The main questions to consider are 1) what do you hope to get out of it and 2) what do you think is right? Your own moral sense is a good litmus test for what a jury in your area might do, so have this thought out before contacting a lawyer, who can fill you in on the legal arguments.

The attorney might agree with me that trial would be a waste of resources when liability is clear, making mediation/arbitration a very good alternative.

In mediation, the parties decide what the outcome is to be with a neutral ho helps them flesh out the issues.

In arbitration (which can sometimes follow mediation), the arbitrator amakes the final decision.