Legal Question in Constitutional Law in Virginia

Unlawful Billing

I leased a vehicle over a year ago. This past may I bought out my lease. After buying out my lease I continued to receive two billing statements. One from the lease of the vehicle and my new billing statement from purchasing the vehicle. I called the financial company that was handling the lease and told them they were still billing me for the lease of the vehicle and I had purchased it. They told me they would close out the lease and my credit would not be affected. I called every month sometimes 2 and 3 times a month for 5mths until someone finally listened. Previously they kept telling me as soon as I hang up the matter would be taken care of but it never happened. All this was documented in the calls. 5 mths later it's still on my record but I got the attention of a manager. I received a letter in the mail from my credit card company canceling me because there was a delinquency on my credit. credit card company review credit every 90 days. The finacial company told me this would not go on my credit. I have been denied a certain amount of line of credit through my home and my credit card company canceled me because of this. Can I take legal action for ruining my credit?


Asked on 10/02/02, 9:34 am

1 Answer from Attorneys
Michael Hendrickson Law Office Michael E. Hendrickson

Re: Unlawful Billing

You may indeed have a case with damages worth pursuing. If it's less than $5000, you may wish to file the claim yourself in small claims court.

If more, then appropriate counsel should be retained to pursue the claim in one of the higher courts. Either way, you may wish to consult with an attorney to aid you in your decision.

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Answered on 10/03/02, 2:46 pm


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