Legal Question in Consumer Law in Virginia

after my dad passed away i wanted to keep his car and finish paying for it. citizens bank told me i couldn't do that,but for 5 months after his death they accepted my $200.00 a month,then one day they showed up at the house and repossed the car,the men gave me a number and told me to call it to make arrangements to have the car refinanced in my name, when i called the woman didn't even no where the car was, they ended up auctioning it off,now they want me to pay the difference between what they got and the loan amount which is $4000.00. what are my options,do i really have to finish paying the loan off? thank you for your help.


Asked on 7/23/09, 9:16 pm

1 Answer from Attorneys
Michael Hendrickson Law Office Michael E. Hendrickson

No, you would have no responsibility for this debt occasioned by the vehicle loan to your father

unless you personally assumed responsibility for paying off the loan. In the absence of such a guarantee on your part, this debt should be chargeable only to and payable by your father's estate.

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Answered on 7/28/09, 11:46 pm


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