Legal Question in Consumer Law in Virginia

Can I get my money back.

I went to buy a computer from a company that lets any one get a computer if they have a savings account. Its $99 down payment and $29.99 weekly for 12 months and before they ship your computer to you. You have to make 5 weekly payments or if you want your computer sooner then make the whole 5 payments together, well I paid $99 down and also told them to take the 5 payments out which was $174.90 and my weekly payments was to be taken out in a few weeks. I had called them to see when my computer wa going t get her they told me where I missed a payment which they tried to get the money out before my due date that I would have to pay the 5 weekly payments again before I would get my comptuer so I told them that I wanted a refund of the money I spent on the computer and they told me they couldn't do that. Can they do that? tell me that I can't get my money back even though I pad a little on something that I didn't get? what can I do? Can I sue or not?


Asked on 2/05/08, 7:25 pm

1 Answer from Attorneys
Michael Hendrickson Law Office Michael E. Hendrickson

Re: Can I get my money back.

WOW, only $99 for the down payment, and then, Merciful Heaven, only $29.99 weeky thereafter; imagine, merely those paltry sums for a real live computer delivered to the door, and, God willing, perhaps, a printer to go with it, BeJezzus/Begorrah, what a deal, and an opportunity such as this to lay claim to a niche in cyberspace. WHEE!

(How can one lose?)

Let's see, now, however, in a more composed state, what it all might add up, to---over time, of course. $99.00 + $29.99 X 52(weeks in a year)= $1660.00 for a machine whose equivalence could probably be purchased even on a perfervid Saturday afternoon before Christmas at a Best Buy or Circuit City for less than $500(including a printer)!

Friend, where did you go to school----or did you?

I suggest that you make a request to your credit card issuer in writing that you wish to place this particular transaction in contest and that you want a full refund of all of your money paid out in support of this scrofulus scheme to prey upon the financially naive(such as yourself) for the reasons which you've cited in your question.

And, if perhaps, you did not pay for this doleful deal by credit card, then, perhaps, since the Lenten season commences on the morrow, some extra prayers to the Blessed Virgin Mary might be in order and offered up by you in supplication for your relief---is about all I can now think of in terms of your(not exactly legal) remedy, if such should happen to be your situation.

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Answered on 2/05/08, 11:01 pm


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