Legal Question in Consumer Law in Virginia

virginia statute of limitations on collection of consumer credit card debt

what is the statute of limitations on debt collection for consumer credit card debt (time barred debt) in virginia?


Asked on 5/27/07, 4:37 pm

1 Answer from Attorneys
Ruth Emily Kochard Ruth Emily Kochard, Counselor at Law

Re: virginia statute of limitations on collection of consumer credit card debt

3 years on an open account. However, this only provides a defense to a lawsuit. The creditor may continue attempting through communications from collecting themselves. Also, it may still be reported to a credit reporting agency.

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Answered on 5/27/07, 4:44 pm


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