Legal Question in Credit and Debt Law in Virginia

auto repo's

My husband was to pay on a vehicle that was in my name because he could not get the credit. With no notice at all the vehicle was repossessed. The dealer has kept the plates and the county decal and I can not get them back. My husband says he's going to get the vehicle back but that is very unlikely. I realize I am to blame for not making sure payments were made but now my credit is gone and so is my vehicle. Is there any way I can legally get the plates and decal back from the dealer?


Asked on 3/20/01, 3:17 pm

1 Answer from Attorneys
Daniel Hawes Hawes & Associates

Re: auto repo's

There are strict notice requirements that must be met prior to repossession. If you're the registered owner of the car, and you didn't get notice, then you're entitled to all kinds of relief. But, based on my own cynical view and experience in these matters, here's what I suspect happened: your husband got the notices that were mailed to you and hid them from you. In which case you have no rights at all with respect to the repossession. If you bought the tags and county sticker, you're entitled to get those back.

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Answered on 5/27/01, 9:03 am


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