Legal Question in Credit and Debt Law in Virginia

If a sheriff's deputy is stopping by, it is likely that he is not dropping by for a spot of tea. He is trying to serve you with process to enforce the judgment- either a property levy or, more likely, debtor interrogatories, compelling you to appear in court and testify as to your assets and income. So this will not just impact you down the road, but now. If that is the case, and you can afford to pay, then you should probably pay. If not, you can either try to work out a settlement or payment plan, or consider filing bankruptcy if circumstances justify.