Legal Question in Credit and Debt Law in Virginia

I have someone calling my mom telling her that I owe money from a payday loan from 2011. I don't remember ever getting the loan and they wont send me any info. They say they already sent it two weeks ago which I never received. They are constantly harassing my mom. They tell me and her that if I don't pay the 1,400 right then and there, no option for a payment plan or they will contact the police in my area so they can arrest me at home or work and have me locked up. They wont give any information account the law firm just that they are in Texas and the number I have and the two people who my mom and I have spoken with but they have most of my personal info (SSS. email and birthdate) What do I do or what can I do.

Asked on 4/15/14, 12:58 pm

Michael Hendrickson Law Office Michael E. Hendrickson

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Send your written demand to these predators for confirmation of

this alleged debt to be provided no later than 30 days from

the date of this letter.

Then do nothing further until you receive this information confirming this

debt (which probably will never be provided).

As for this threat of jail, fear not as debtors' prison was eliminated from

the American judicial system a very long time ago and folks these days

are not put in jail merely for their inability to pay their civil debts.

Answered on 4/15/14, 2:02 pm

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