Legal Question in Credit and Debt Law in Virginia

Re: Car Loan

We file fraud and Consumer Protection Act claims against car dealers. My email address is below if you have specific questions.

Re: Car Loan

First, it would seem appropriate for your father to report this salesman to the manager of the Ford dealership if in fact your father was told by this salesman that he was there to co-sign for a car loan and then he was actually sold a vehicle as a sole purchaser unbenownst to him and the only one apparently obligated to pay for it.

Then your father might want to check with the DMV to determine in whose name the vehicle is now titled, and, if in fact it's in his name, then your father may wish to consider reporting the vehicle to the police as stolen. (The dealership should also be questioned as to any role which it might have had in securing the tags and title for this vehicle.)

After all that, then your father may wish to consult with a local attorney as to any remedies which he may have with respect to the rescission of this contract for the sale of the vehicle and the loan which secured its purchase.

Re: Car Loan

Your father should report to the manager of the dealership the salesman

who allegedly colluded with the daughter to make him the sole owner of the vehicle and soley responsible for all of the payments on the loan.

Your father could then contact the DMV to determine who is listed on the title of this vehicle as the owner.

And, if he's on the title, your father may wish to consider reporting the vehicle as stolen to the police. (The dealership should also be closely questioned as to their involvement in securing the title and tags for the vehicle.)

Finally, your father may want to arrange for a consultation with a local attorney to determine what remedies may be available to him to rescind this contract (for which apparently there was no required meeting of the minds), and all responsibilty for it which is now apparently being soley charged to him.