Legal Question in Credit and Debt Law in Virginia

A collection agency, working on behalf of the U.S. Dept. of Education is trying to collect on my defaulted student loans. They recently imposed on my previous employer a wage garnishment in which I no longer work there and I am currently unemployed. Does the collection agency have the authority to determine what they think I should pay based on my budget once I'm back on my feet working again? Can they garnish my future employer if I don't agree with the dollar amount they have determined? They may say I refused to cooperate.


Asked on 8/26/10, 4:41 pm

1 Answer from Attorneys
Michael Hendrickson Law Office Michael E. Hendrickson

Garnishments of wages are normally limited by law to 25% of net salary after all

mandatory deductions(aside from certain limited exceptions such as

unpaid child support which can well exceed that).

And, yes, the collection outfit can garnish any wages you earn from future

employment based upon the above.

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Answered on 9/01/10, 7:22 am


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