Legal Question in Credit and Debt Law in Virginia

Getting credit card company to comply with a judgment

I recently filed a lawsuit against a particular credit card company in general district court because they were reporting conflicting information to the three credit bureaus. I sued for $1000 (FCRA violation) and for removal of the tradeline from my credit reports. They never showed in court so I won by default. This was over 30 days ago, so, to my understanding of Virginia law, they're no longer in a position to file an appeal or a rehearing.

Here's the catch. I filed suit against XXXXX, not XXXXX [i]Bank[/i]. Can they use this as a technicality to not honor the judgment? The tradelines are still showing on my reports. If I dispute these listings, as I have, and they come back verified, would that constitute grounds to sue the credit card company again? And could I sue the credit bureaus, since I sent them copies of the judgment and the contact information for the court where the judgment took place? And, lastly, how does one go about garnishing a corporation if they fail to comply with a judgment?


Asked on 12/16/07, 10:27 am

1 Answer from Attorneys
Emmett Robinson Law Office of E. F. Robinson, PLLC

Re: Getting credit card company to comply with a judgment

I don't understand what you mean by XXXX, not XXXX (i)Bank(/i)? If you have the right party in interest then it should have been honored. Which begs the question about service and the resident agent you used to serve them. If you sued in the GDC, are you sure you have a court order removing the tradeline; not usually the case. As you can tell your question is complex and begs more questions. My best advice, consult with a consumer law attorney.

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Answered on 12/16/07, 2:00 pm


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