Legal Question in Credit and Debt Law in Virginia

credit card debt

I applied and got a credit card for people who have bad credit. they give you $300 credit but take 250 out for fees. I got the card and never activated it and sent a letter canceling the card within the requied amount of time. The bill has been due and they call me 3 -4 times a day. Do I still have to pay?


Asked on 7/20/08, 6:12 pm

1 Answer from Attorneys
Michael Hendrickson Law Office Michael E. Hendrickson

Re: credit card debt

If you clearly acted within the time frame required to cancel the account without incurring liability and no charges where ever made using this card, then I'd say, no, you should not be liable for anything on this account and therefore should not have to pay anything to these predator lenders.

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Answered on 7/22/08, 2:34 pm


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