Legal Question in Credit and Debt Law in Virginia

Credit collection issue

My wife belongs to Gold's Gym that

we used to have payments deducted

automatically. It stopped last

November. We didn't notice that it

stopped and we started getting

recorded phone calls saying to ''call

us about your gym membership...''

with no mention of Gold's. After a

few weeks of these calls, I finally

called and the phone number was

not a correct number. I can't

remember exactly how we

discovered the calls were related to

Gold's, I believe I called the actual

gym and they gave me the name of

ABC financial. I finally got a good

number for them and talked to

someone there and they said that

we had sent a fax asking them to

stop the payments, but we did not.

Again I can't recall all the details, but

about a month past while I was

trying to sort this out and they sent

us to a collection agency. My wife

paid $150 to the agency but now

they have no record of this and have

charged us again. I am trying to get

a clearance, this could affect it, can

we sue Gold's and ABC financial?


Asked on 4/09/09, 9:18 am

1 Answer from Attorneys

Michael Hendrickson Law Office Michael E. Hendrickson

Re: Credit collection issue

It was a mistake for your wife to pay anything to the collection agency under hese circumstances, but if Gold's refuses to credit your account for the $150 that apparently now remains unaccounted for, you may wish to consider suing the gym in small claims court for this amount plus recoverable costs, but beyond that I don't see your claim(s) going anywhere.

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Answered on 4/10/09, 11:18 pm


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